Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

Life Insurance with Atrial Fibrillation

Compare Quotes If you have atrial fibrillation and want to buy life insurance, your condition will make applying more difficult. However, you could still qualify for a decent policy, even with this heart condition. It all depends on the severity of your atrial fibrillation as well as your overall health. If you’ve ever been told […]

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Life Insurance with Diverticulosis

If you have diverticulosis (and want to apply for life insurance, you need to show the insurance companies that your condition is under control. When treated properly, diverticulosis is quite manageable but it can very serious if left untreated. To get the best possible rating, your application should put the insurance underwriters’ minds at ease. […]

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Life Insurance After Heart Bypass Surgery

After a major life event like bypass surgery, it’s understandable that you’d be in a hurry to buy life insurance as soon as possible. This is often a mistake. Life insurance companies will see your past surgery and this could prevent you from receiving a policy. To qualify for insurance after a bypass, you need […]

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It’s Possible To Get Life Insurance with a High Calcium Score

Doctors often check the calcification levels in your arteries as this helps predict your risk of heart disease. They can use noninvasive tests like the Electron Beam CT (EBCT) and Multislice CT (MSCT) to determine your calcium scores. If you’ve ever had one of these tests, insurance companies will be able to see the results […]

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Life Insurance with Heart Murmur

If you have a heart murmur, it’s going to be an issue when you apply for life insurance. Applying for life insurance can be a stressful event. When you apply for coverage, the insurance company is going to review dozens of different areas of your life to determine how much they are going to charge […]

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Life Insurance with Obsessive Compulsive Disorder (OCD)

Obsessive-compulsive disorder, or OCD – it’s a term that most of us are familiar with, often because it is used in a humorous way (I.e. – That’s my OCD kicking in, or, I’m OCD about that). But OCD isn’t a joke, and certainly not when you are applying for life insurance. OCD is a recognized […]

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Affordable Life Insurance for Diabetics

Life insurance is one of the most important investments that you’ll ever make for your family. Without the proper insurance policy in place, your loved ones could be left with massive debts and no resources to pay for those bills that they are responsible for. When you have diabetes, you may worry that you can’t […]

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Special Risk Life Insurance – How Special Is It?

Life insurance is one of the best safety nets that you can ever buy for your family. It’s the best way to ensure that your loved ones have the money that they need, regardless of what happens to you. When you’re applying for life insurance coverage, there are several different factors that the insurance company […]

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Life Insurance With Enlarged Heart (Left Ventricular Hypertrophy)

Life insurance is one of the most important purchases that you’ll ever make for the future of your loved ones. Nobody wants to think about his or her own death, but it’s vital that you plan for the worst. Buying life insurance doesn’t have to be a long and difficult process. If you have an […]

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Life Insurance with Aneurisms and Vascular Lesions on the Brain

If you have or had vascular lesions on your brain, it’s going to be a concern for life insurance companies. They will worry that the lesions could lead to other more serious problems like an aneurism, a stroke or seizures. However, in many cases, vascular lesions don’t cause any long-term health problems. As a result, […]

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