Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

If you are a serious athlete, you might have a condition known as athlete’s heart. This is when your heart becomes enlarged because it has adapted to your intense training. While athlete’s heart doesn’t cause any health problems, it can become an issue when you apply for life insurance because this condition makes it look […]

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Taking prescription medications has become so common that most of us may not give it a second thought. But if you’re applying for life insurance, you can be sure that the insurance company won’t have the same casual view. There are certain risks associated with the use of prescription medications that can affect if you can […]

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Cushing’s syndrome is a medical condition that can lead to obesity, weak bones, hypertension, diabetes, and other serious problems. As a result, life insurance companies are stricter with applicants who have this condition. If you have Cushing’s syndrome, you still might be able to qualify for coverage though. It really depends on a few different […]

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If you have iron deficiency anemia, it’s going to be an issue when you apply for life insurance. While most cases of anemia are temporary and aren’t serious, in some cases this condition can be a sign of a very major health problem. To learn more about how your condition will impact your insurance rating […]

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Thrombocytopenia is when a person has a low blood platelet count. This can be a significant health problem because it increases the chance of severe bleeding and also could be the sign of other more serious issues. As a result, if you have thrombocytopenia, it’s going to be an issue when you apply for life […]

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The heart uses an electrical system to set the pace of the heartbeat. However, if you have an Atrioventricular Block (AV block), a problem impairs this system which can cause an irregular heartbeat and possibly more serious heart problems. If you have an AV block, it could be an issue when you apply for life […]

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Cervical cancer is a serious disease and one that will affect your ability to get life insurance. However, many people that have recovered from cervical cancer still have been able to qualify for life insurance and it’s possible that so can you. Your insurability really depends on a number of factors including the severity of […]

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If you’ve ever had bladder cancer, it’s going to be an issue when you apply for life insurance. Insurance companies are very strict with applicants that have had cancer. However, you may still be able to qualify for a policy at a fair rate. If you’ve ever been told that you can’t get life insurance […]

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Heart disease is the leading cause of death in the United States. As a result, life insurance companies will closely examine your risk of heart disease before making an insurance decision. One of the factors they look at is your lipid levels because these are a kind indicator of future problems like arteriosclerosis. To get […]

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If you have an adrenal insufficiency, either from Addison ’s Disease or from something else, you may still be able to qualify for life insurance. It really comes down to the severity of your condition and whether you have your adrenal insufficiency under control. Planning well and putting together a solid application can increase your […]

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