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Term Life Insurance

Life Insurance for Seniors 70 Years Old

Life insurance is something that is unique to your particular lifestyle and needs. So it comes as no surprise that being over the age of 70 is another contributing factor to the type of insurance you end up needing. Perhaps the most important thing to remember when shopping for insurance at the age is to [...]

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Pros and Cons of Universal Index Life Insurance Policies

One of the insurance products receiving some interest in recent years has been the universal index life insurance policy. These life insurance policies are permanent life insurance policies, build cash value over time, and provide the ability to take advantage of stock market gains. While the universal index life insurance policy can be a way [...]

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Special Risk Life Insurance – How Special is it?

Special risk life insurance is a lot like high risk life insurance, you can get it but you’ll wind up paying more than those the insurance companies deem not a risk. Smokers and seniors are the primary example of those who companies deem a ‘special risk’, along with any other person with a pre-existing medical [...]

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How Much is Life Insurance After You Have Quit Smoking?

My father had smoked for much of his adult life until he was 40. That is until he had me. He told me that seeing the burn holes from his ashes on his white undershirt was the reason he was determined to quit because he didn’t want those ashes falling on his newborn son. To [...]

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Cavalcade of Risk 202

Welcome to the 202nd edition of Cavalcade of Risk. Can’t believe it’s over 200 editions! Here’s this weeks inclusions: Jason Fisher presents The Complete Life Insurance Riders Guide posted at Waterway Financial Group blog. To help consumers understand a life insurance policy can do more than just pay a benefit when you die. There are [...]

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How to Get the Cheapest Term Life Insurance Policy

I hope by now you realize you need to buy term life insurance. If you have any intentions of taking care of your family and their best interests, then it should be a non-issue. Now that we have that settled, let’s talk about how to get the cheapest term life insurance policy possible. It doesn’t [...]

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How to Secure Quality Life Insurance At Age 63

By the age of sixty three, you probably have started to think about how important it is to get things prepared for the well being of your loved ones in the event that you are no longer able to take care of them. Hopefully at age sixty three you are still in good health and [...]

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How to Choose Life Insurance At Age 58

As you are getting closer to age 60, you most likely are starting to think about what might happen to your family in the event of some kind of misfortune. At age 58, you can still obtain very reasonable rates on life insurance, especially if you are still in good health. It is never too [...]

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Do You Need to Undergo Life Insurance Urinalysis?

Most of the time when you apply for a life insurance policy, you need to provide a urine sample as part of your medical examination. This is one way the insurance company reviews your health along with also giving you a short physical, check your medical records, and drawing a blood sample. There are a [...]

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Life Insurance At Age 57 – Choosing the Best Policy

Regardless of where you are in life, chances are life insurance can provide some kind of benefit to your life. A person of age 57 most likely has different priorities than that of a person of another age. When it comes to insurance, there are multiple factors that must be brought into consideration before deciding [...]

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