Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

Life Insurance Rates for Cigar Smokers

When you’re a smoker, there is such a wide range of insurance company attitudes toward smoking that it pays to find out which ones have good rates for smokers. For cigar smokers, there are additional criteria that you can meet in order to get a better rate on life insurance. Occasional Cigar Smoking To get […]

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Life Insurance Coverage with Bipolar Disorder – How to Get the Lowest Rate

If you have bipolar disorder, you may worry about your chances of getting a reasonable life insurance policy. Life insurance with bipolar disorder may not be offered at the best rates in some cases, but you will likely not be turned down for insurance because of it. Bipolar disorder is a common condition, affecting over […]

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Life Insurance Approval Even With High Cholesterol or Taking Cholesterol Medication

When you have high cholesterol or are taking cholesterol medication, getting life insurance can be a slightly challenging process. You are probably trying to obtain the highest level of death benefit for the lowest premiums available from a financially stable insurance company. We offer many company reviews for your reference, such as Banner Life Insurance […]

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Life Insurance with Obsessive Compulsive Disorder (OCD)

Obsessive-compulsive disorder, or OCD – it’s a term that most of us are familiar with, often because it is used in a humorous way (I.e. – That’s my OCD kicking in, or, I’m OCD about that). But OCD isn’t a joke, and certainly not when you are applying for life insurance. OCD is a recognized […]

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Can You Get Approved for Life Insurance While Taking Prescription Medications?

Taking prescription medications has become so common that most of us may not give it a second thought. But if you’re applying for life insurance, you can be sure that the insurance company won’t have the same casual view. There are certain risks associated with the use of prescription medications that can affect if you can […]

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Special Risk Life Insurance – How Special is it?

Special risk life insurance is a lot like high risk life insurance, you can get it but you’ll wind up paying more than those the insurance companies deem not a risk. Smokers and seniors are the primary example of those who companies deem a ‘special risk’, along with any other person with a pre-existing medical […]

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Can You Buy Life Insurance with Cushing’s Syndrome?

Cushing’s syndrome is a medical condition that can lead to obesity, weak bones, hypertension, diabetes, and other serious problems. As a result, life insurance companies are stricter with applicants who have this condition. If you have Cushing’s syndrome, you still might be able to qualify for coverage though. It really depends on a few different […]

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How to Buy Life Insurance with Iron Deficiency Anemia

If you have iron deficiency anemia, it’s going to be an issue when you apply for life insurance. While most cases of anemia are temporary and aren’t serious, in some cases this condition can be a sign of a very major health problem. To learn more about how your condition will impact your insurance rating […]

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Is It Hard to Apply for Life Insurance with Thrombocytopenia?

Thrombocytopenia is when a person has a low blood platelet count. This can be a significant health problem because it increases the chance of severe bleeding and also could be the sign of other more serious issues. As a result, if you have thrombocytopenia, it’s going to be an issue when you apply for life […]

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It’s Possible To Get Life Insurance with a High Calcium Score

Doctors often check the calcification levels in your arteries as this helps predict your risk of heart disease. They can use noninvasive tests like the Electron Beam CT (EBCT) and Multislice CT (MSCT) to determine your calcium scores. If you’ve ever had one of these tests, insurance companies will be able to see the results […]

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