Special risk life insurance is a lot like high risk life insurance, you can get it but you’ll wind up paying more than those the insurance companies deem not a risk. Smokers and seniors are the primary example of those who companies deem a ‘special risk’, along with any other person with a pre-existing medical [...]
Getting Approved as a High Risk Individual is Possible
Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.
The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525