Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

Finding Life Insurance for People with HIV

Do you have HIV and need life insurance? Honestly, to save you a lot of time and energy please understand that your options are limited.  Get in touch with us or someone like us who knows the limited number of life insurance companies that will offer a policy for someone being treated with AIDS. The […]

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Can You Get Approved For Life Insurance With a DWI On Your Record?

Getting approved for life insurance when you’re a healthy individual and a solid driving record is extremely easy. If you’re considered a high-risk individual and have a DWI on your record, then that changes the ballgame a bit. If you have a DWI, you may think that you can’t get affordable life insurance, but that isn’t […]

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Life Insurance with Multiple Sclerosis

Just because you have Multiple Sclerosis doesn’t mean you can’t get life insurance. While MS, an unpredictable auto-immune disease, will make it more difficult to get insured, many people with this condition have been able to qualify for life insurance polices and so can you. Whether you can qualify depends on the severity of your MS, how […]

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Life Insurance Approval with a Defibrillator

You CAN get guaranteed life insurance even with serious medical conditions, such as living with a defibrillator. I have written in the past about how you can obtain life insurance even if you suffer from some sort of heart disease. These cardiovascular complications are extremely common in the United States. Because there are so many people […]

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Life Insurance with High Blood Pressure or Treated Blood Pressure

When shopping for life insurance, high blood pressure or treated blood pressure can complicate the process. If you currently have high blood pressure, getting life insurance will be more difficult. The higher your blood pressure, the more chances you will be excluded from the best life insurance rates and policies. However, there are still insurance […]

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High Risk Life Insurance For High Risk Individuals

For a healthy individual, get a cheap term life insurance policy should be relatively easy. I’ve been fortunate to have locked in a “preferred class” rating each time I have applied. But what if you’re not super fit or live a more “adventurous” life style? High risk life insurance quotes is necessary for many life […]

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Life Insurance Rates for Cigar Smokers

When you’re a smoker, there is such a wide range of insurance company attitudes toward smoking that it pays to find out which ones have good rates for smokers. For cigar smokers, there are additional criteria that you can meet in order to get a better rate on life insurance. Occasional Cigar Smoking To get […]

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Life Insurance Coverage with Bipolar Disorder – How to Get the Lowest Rate

If you have bipolar disorder, you may worry about your chances of getting a reasonable life insurance policy. Life insurance with bipolar disorder may not be offered at the best rates in some cases, but you will likely not be turned down for insurance because of it. Bipolar disorder is a common condition, affecting over […]

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Life Insurance Approval Even With High Cholesterol or Taking Cholesterol Medication

When you have high cholesterol or are taking cholesterol medication, getting life insurance can be a slightly challenging process. You are probably trying to obtain the highest level of death benefit for the lowest premiums available from a financially stable insurance company. We offer many company reviews for your reference, such as Banner Life Insurance […]

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How Much Does it Cost to Purchase Life Insurance for Smokers

If you are a smoker, you probably know that life insurance for smokers can be more difficult to get and is generally more expensive than insurance for non-smokers. However, the difficulty in getting low-cost insurance for smokers has led to a wide market for insurers who offer low rates for these applicants. These companies can […]

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