Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

Life Insurance Approval with a Defibrillator

I have written in the past about how you can obtain life insurance even if you suffer from some sort of heart disease. Cardiovascular complications are extremely common in the United States. Because there are so many people impacted by it, there are millions of people out there that could benefit from affordable life insurance even […]

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Life Insurance with High Blood Pressure or Treated Blood Pressure

When shopping for life insurance, high blood pressure or treated blood pressure can complicate the process. If you currently have high blood pressure, getting life insurance will be more difficult. The higher your blood pressure, the more chances you will be excluded from the best life insurance rates and policies. However, there are still insurance […]

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High Risk Life Insurance For High Risk Individuals

For a healthy individual, get a cheap term life insurance policy should be relatively easy. I’ve been fortunate to have locked in a “preferred class” rating each time I have applied. But what if you’re not super fit or live a more “adventurous” life style? High risk life insurance quotes is necessary for many life […]

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Life Insurance Rates for Cigar Smokers

When you’re a smoker, there is such a wide range of insurance company attitudes toward smoking that it pays to find out which ones have good rates for smokers. For cigar smokers, there are additional criteria that you can meet in order to get a better rate on life insurance. Occasional Cigar Smoking To get […]

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Life Insurance Coverage with Bipolar Disorder – How to Get the Lowest Rate

If you have bipolar disorder, you may worry about your chances of getting a reasonable life insurance policy. Life insurance with bipolar disorder may not be offered at the best rates in some cases, but you will likely not be turned down for insurance because of it. Bipolar disorder is a common condition, affecting over […]

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Life Insurance Approval Even With High Cholesterol or Taking Cholesterol Medication

When you have high cholesterol or are taking cholesterol medication, getting life insurance can be a slightly challenging process. You are probably trying to obtain the highest level of death benefit for the lowest premiums available from a financially stable insurance company. We offer many company reviews for your reference, such as Banner Life Insurance […]

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How Much Does it Cost to Purchase Life Insurance for Smokers

If you are a smoker, you probably know that life insurance for smokers can be more difficult to get and is generally more expensive than insurance for non-smokers. However, the difficulty in getting low-cost insurance for smokers has led to a wide market for insurers who offer low rates for these applicants. These companies can […]

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Life Insurance with Obsessive Compulsive Disorder (OCD)

Obsessive-compulsive disorder, or OCD – it’s a term that most of us are familiar with, often because it is used in a humorous way (I.e. – That’s my OCD kicking in, or, I’m OCD about that). But OCD isn’t a joke, and certainly not when you are applying for life insurance. OCD is a recognized […]

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Can You Get Approved for Life Insurance While Taking Prescription Medications?

Taking prescription medications has become so common that most of us may not give it a second thought. But if you’re applying for life insurance, you can be sure that the insurance company won’t have the same casual view. There are certain risks associated with the use of prescription medications that can affect if you can […]

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Life Insurance Quotes Are Possible Even with Diabetes

When you have diabetes, you may worry that you can’t get life insurance at all. In fact, nothing could be further from the truth. Approximately 8.3% of the U.S. population has some form of diabetes, making the disease one of the most prevalent health concerns in the country. Getting affordable life insurance with diabetes can […]

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