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Getting Approved as a High Risk Individual is Possible

Just because you classify as a high risk individual does not mean that you won’t get approved for a term life insurance policy. I’ve been able people approved with conditions such as diabetes, prostate cancer, high cholesterol and even a DWI.

The point is, it’s not impossible. It’s imperative that you work with an independent life insurance agent to insure that you get connected with the appropriate carrier. That way you get the approval you need and the rate you can afford. If you are seeking high risk life insurance, don’t give up.
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If you need a free quote, please feel free to call my toll-free number today: (855)-457-6525

Special Risk Life Insurance – How Special is it?

Special risk life insurance is a lot like high risk life insurance, you can get it but you’ll wind up paying more than those the insurance companies deem not a risk. Smokers and seniors are the primary example of those who companies deem a ‘special risk’, along with any other person with a pre-existing medical [...]

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Can You Buy Life Insurance with Cushing’s Syndrome?

Cushing’s syndrome is a medical condition that can lead to obesity, weak bones, hypertension, diabetes, and other serious problems. As a result, life insurance companies are stricter with applicants who have this condition. If you have Cushing’s syndrome, you still might be able to qualify for coverage though. It really depends on a few different [...]

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How to Buy Life Insurance with Iron Deficiency Anemia

If you have iron deficiency anemia, it’s going to be an issue when you apply for life insurance. While most cases of anemia are temporary and aren’t serious, in some cases this condition can be a sign of a very major health problem. To learn more about how your condition will impact your insurance rating [...]

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Is It Hard to Apply for Life Insurance with Thrombocytopenia?

Thrombocytopenia is when a person has a low blood platelet count. This can be a significant health problem because it increases the chance of severe bleeding and also could be the sign of other more serious issues. As a result, if you have thrombocytopenia, it’s going to be an issue when you apply for life [...]

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It’s Possible To Get Life Insurance with a High Calcium Score

Doctors often check the calcification levels in your arteries as this helps predict your risk of heart disease. They can use noninvasive tests like the Electron Beam CT (EBCT) and Multislice CT (MSCT) to determine your calcium scores. If you’ve ever had one of these tests, insurance companies will be able to see the results [...]

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How to Get Approve For Life Insurance With Atrioventricular Blocks

The heart uses an electrical system to set the pace of the heartbeat. However, if you have an Atrioventricular Block (AV block), a problem impairs this system which can cause an irregular heartbeat and possibly more serious heart problems. If you have an AV block, it could be an issue when you apply for life [...]

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Life Insurance with Autism or Asperger’s

If you or a family member is suffering from autism or Asperger’s it might seem like the condition would make qualifying for life insurance impossible. This isn’t true. Many applicants with these mental conditions are still able to qualify for life insurance at a decent price. Whether someone can qualify depends on a number of [...]

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Life Insurance with Cervical Cancer

Cervical cancer is a serious disease and one that will affect your ability to get life insurance. However, many people that have recovered from cervical cancer still have been able to qualify for life insurance and it’s possible that so can you. Your insurability really depends on a number of factors including the severity of [...]

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Life Insurance with Bladder Cancer

If you’ve ever had bladder cancer, it’s going to be an issue when you apply for life insurance. Insurance companies are very strict with applicants that have had cancer. However, you may still be able to qualify for a policy at a fair rate. When it comes to bladder cancer, your rating will depend on [...]

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Life Insurance with Aneurisms and Vascular Lesions on the Brain

If you have or had vascular lesions on your brain, it’s going to be a concern for life insurance companies. They will worry that the lesions could lead to other more serious problems like an aneurism, a stroke or seizures. However, in many cases, vascular lesions don’t cause any long-term health problems. As a result, [...]

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