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When deciding upon a life insurance program, especially when considering a five million dollar policy, it is important to shop around in order to find the insurer that fits both your needs as well as your budget.

Policies can range quite a bit from company to company and this is why it is crucial that you consider benefits and disadvantages of multiple businesses.

This consideration can end up saving you a great deal of money in the long run!

5 million dollar life insurance policy

Sample Premium For A Five Million Dollar Policy

Looking for a sample of what premiums run for a five million dollar policy? Look no further! Below are a few examples of what you may come to expect to pay for such a premium.
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If you are a serious athlete, you might have a condition known as athlete’s heart. This is when your heart becomes enlarged because it has adapted to your intense training. While athlete’s heart doesn’t cause any health problems, it can become an issue when you apply for life insurance because this condition makes it look like you might have heart problems.

To get prepared for your application and to avoid unnecessary issues because of your condition, be sure to review our guide to insurance underwriting for athlete’s heart.

Life Insurance Underwriting with Athlete’s Heart

When you apply for life insurance with an enlarged heart, your insurance agent will ask you several questions about your condition to see whether it’s an athlete’s heart or a more serious problem.
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Life Insurance with Obsessive Compulsive Disorder (OCD)

Obsessive-compulsive disorder, or OCD – it’s a term that most of us are familiar with, often because it is used in a humorous way (I.e. – That’s my OCD kicking in, or, I’m OCD about that). But OCD isn’t a joke, and certainly not when you are applying for life insurance. OCD is a recognized […]

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Can You Get Approved for Life Insurance While Taking Prescription Medications?

Taking prescription medications has become so common that most of us may not give it a second thought. But if you’re applying for life insurance, you can be sure that the insurance company won’t have the same casual view. There are certain risks associated with the use of prescription medications that can affect if you can […]

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The Top 10 Life Insurance Companies in the US – And Why They Are

There are all kinds of “ten best” lists, to rank the best of everything in the world. Though there are usually subjective factors that determine what any of us think about a life insurance company, Insure.com has put together a list of the 14 top life insurance companies in the US. Their ranking is based on […]

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3 Reasons Why You Should Talk With Your Spouse Today About Life Insurance

Nobody wants to be a Debbie Downer. I get that. But sometimes, it’s important to talk with your spouse about the inevitable. Like, say, death (insert dramatic chords here). As much as I’d love to believe I’m an immortal man, unaffected by freak accidents and the second law of thermodynamics, the reality is a number […]

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Can You Get Life Insurance with a Depression History

When applying for life insurance, insurance companies take many things into consideration. One of the things they are most concerned about is the mortality rate of the applicant. What contribute to the mortality rate are the applicant’s lifestyle, health, pre-existing conditions, and mental health as well. For example, if a smoker who rides motorcycles frequently […]

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Life Insurance Quotes Are Possible Even with Diabetes

When you have diabetes, you may worry that you can’t get life insurance at all. In fact, nothing could be further from the truth. Approximately 8.3% of the U.S. population has some form of diabetes, making the disease one of the most prevalent health concerns in the country. Getting affordable life insurance with diabetes can […]

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Life Insurance for Seniors 70 Years Old

Life insurance is something that is unique to your particular lifestyle and needs. So it comes as no surprise that being over the age of 70 is another contributing factor to the type of insurance you end up needing. Perhaps the most important thing to remember when shopping for insurance at the age is to […]

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Pros and Cons of Universal Index Life Insurance Policies

One of the insurance products receiving some interest in recent years has been the universal index life insurance policy. These life insurance policies are permanent life insurance policies, build cash value over time, and provide the ability to take advantage of stock market gains. While the universal index life insurance policy can be a way […]

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