Life insurance is an important component of any good financial plan. This is because it can help you to protect the assets that you have built, as well as the people that you love. The proceeds from a good, solid life insurance policy can provide ongoing income for a spouse and children so that they can continue to live the same lifestyle – even if you cannot be there. So, essentially, life insurance can help you to keep your promises.jackson national life insurance company logo

It can also help your survivors to pay off large financial debts – including a home mortgage, high credit card bills, and other types of both business and personal loan obligations. In addition, even the cost of an average funeral today can cost in excess of $10,000 – an amount of money that many families just simply do not have readily available. But by purchasing life insurance coverage, loved ones can have this money quickly, allowing them one less thing to worry about at an already stressful time in their lives.

When considering the purchase of life insurance, there are some key factors to consider. Certainly, the amount of coverage that you purchase is one of the most important criteria. This is because you will want to ensure that there are enough funds for your loved ones to live on and to use for their ongoing financial needs. [click to continue…]

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When purchasing life insurance coverage, lincoln general logoit is important to determine what type of policy – as well as how much in death benefit (face amount) – will be right for you and your survivors. Certainly, the purpose of having life insurance is to ensure that those who are left behind can go on, especially during an already difficult time for them. So, the last thing that anyone wants to do is leave the people that they care about in a tough financial bind.

Therefore, the purchase of owning a good, solid life insurance policy can help to ensure that income will continue, debts will be paid off, and that survivors will not have to drastically change – or reduce – their current standard of living. [click to continue…]

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Five Life Insurance Riders You Need To Be Aware Of

Life insurance is like most other products and services that are available. You can get the basic product, but you can also add different options to your policy. In the insurance industry, those options are commonly referred to as riders. You should be aware that any rider will come with an extra charge in your […]

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Areas Where Entrepreneurs May Need Life Insurance

Everyone needs to have life insurance. But when you’re a business owner, life insurance needs are much more specific. You may find that you need to have several policies, each designed for a very specific purpose. Life Insurance For All of the Usual Reasons This is the basic life insurance coverage that you need to […]

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How to Get Approved for a $5,000,000 Term Life Insurance Policy

When deciding upon a life insurance program, especially when considering a five million dollar policy, it is important to shop around in order to find the insurer that fits both your needs as well as your budget. Policies can range quite a bit from company to company and this is why it is crucial that […]

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Life Insurance with Athlete’s Heart

If you are a serious athlete, you might have a condition known as athlete’s heart. This is when your heart becomes enlarged because it has adapted to your intense training. While athlete’s heart doesn’t cause any health problems, it can become an issue when you apply for life insurance because this condition makes it look […]

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Life Insurance with Obsessive Compulsive Disorder (OCD)

Obsessive-compulsive disorder, or OCD – it’s a term that most of us are familiar with, often because it is used in a humorous way (I.e. – That’s my OCD kicking in, or, I’m OCD about that). But OCD isn’t a joke, and certainly not when you are applying for life insurance. OCD is a recognized […]

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Can You Get Approved for Life Insurance While Taking Prescription Medications?

Taking prescription medications has become so common that most of us may not give it a second thought. But if you’re applying for life insurance, you can be sure that the insurance company won’t have the same casual view. There are certain risks associated with the use of prescription medications that can affect if you can […]

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3 Reasons Why You Should Talk With Your Spouse Today About Life Insurance

Nobody wants to be a Debbie Downer. I get that. But sometimes, it’s important to talk with your spouse about the inevitable. Like, say, death (insert dramatic chords here). As much as I’d love to believe I’m an immortal man, unaffected by freak accidents and the second law of thermodynamics, the reality is a number […]

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Can You Get Life Insurance with a Depression History

When applying for life insurance, insurance companies take many things into consideration. One of the things they are most concerned about is the mortality rate of the applicant. What contribute to the mortality rate are the applicant’s lifestyle, health, pre-existing conditions, and mental health as well. For example, if a smoker who rides motorcycles frequently […]

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